Offshore Testimonials
Highly recommended broker who is not afraid of negotiating with lenders on behalf of client, having open mind , thinking out of the square . He has done for us what others considered impossible.
Piotr Ferenc
Asher arranged financing for us when conventional NZ banks, like ANZ, decided to not qualify offshore income for home loans even though I had had a mortgage with them for 18 years. He hooked me up with an alternative financial source and guided us through the process from beginning to end, staying in full communication all the while. Now we have a NZ holiday home. Good work Asher, you came through!
Timothy Toye
Asher is very professional, helpful and always willing to go the extra mile.
I am living abroad and found it very difficult getting a mortgage to purchase a property in NZ. Someone recommended Asher to me, and his words was, "if Asher can't do it, then no one can." I now believe this person and am very grateful for this recommendation.
I have successfully purchased a property and am very thankful of Asher for making this possible.
Monique
I'm a expat Kiwi living in Mexico. No banks want to loan directly with anyone living outside of NZ. This is the same with most mortgage brokers. I was very happy to find Moa Money who filled this specific need. I got an excellent 5 year fixed rate of 2.99%. Excellent outcome and Asher is very easy to work with. TIP: If you're applying from overseas, give yourself 4 months for settlement. It's a longer process.
Dave Gillies
Asher was first class - always available despite time differences - and overcame any challenge to ensure we could purchase our first home in NZ from overseas. I would recommend Asher without hesitation - cheers Asher!
Dan Suter
Asher was extremely helpful with my application, which was reasonably complicated, being done from overseas during a pandemic. His communication throughout the process was very clear, and he took great initiative in navigating the various issues we encountered.
Ryan Porter
Help with your investment property
Support from foreign property loan specialists
It's common practice now for people residing outside of NZ to have a mortgage broker helping them because it can be difficult working with the banks without 'boots on the ground'.
We're here to guide you through the process
We'll arm you with all the info you need, help you steer clear of the traps and sort you out with the best possible deal from the bank.
How MoaMortgages is different from the banks
With the few banks that may potentially lend in this situation, you will either fit within their very prescribed policy or you won’t. MoaMortgages know which lenders to work with and how to navigate their lending policy.
Legal Navigation
MoaMortgages can work with your lawyer to navigate legal and identity verification requirements to get the deal done.
If you need assistance with finding the right lawyer for the job then MoaMortgages can lead you in the right direction.
Who can buy in New Zealand?
If you are a New Zealand permanent resident or citizen, Australian or Singaporean passport holder then MoaMortgages can assist.
Foreign Lending with Moa Mortgages
At MoaMortgages, we offer a tailored foreign lending service designed to simplify the process for clients purchasing property in New Zealand while residing offshore. Our expertise ensures a smooth and efficient experience, whether you're a Kiwi expat or a foreign buyer from Australia or Singapore.
We understand the complexities and challenges that come with securing a mortgage from abroad or with foreign income. With years of experience, we help you navigate the intricacies of New Zealand's mortgage landscape, avoiding common pitfalls that many offshore buyers face. Over the years, we've successfully assisted clients from United Kingdom, United States, Australia, Singapore, United Arab Emirates, Hong Kong, Canada, Netherlands, Oman, Mexico, China, the Philippines, and New Caledonia.
MoaMortgages specialises in assisting Kiwi expats, as well as Australian and Singaporean citizens, who are looking to purchase their next home in New Zealand. Our service extends beyond lending—we can also connect you with trusted legal and accounting professionals, experienced in cross-border transactions, to streamline the process and get your deal done efficiently.
Get in touch and tell us how we can help
Your journey begins with a digital meeting, where we’ll discuss your specific needs and gather essential information.
01. Digital Meeting
Based on our discussion, we will provide potential bank solutions that align with your financial situation and goals.
02. Bank Solutions
We will request the necessary information and submitting your mortgage application.
03. Application Submission
Once your application is approved, we will assist you in navigating the Anti-Money Laundering advanced due diligence (AML) requirements while you remain offshore and facilitate account opening prior to purchase.
04. Approval Navigation
To facilitate the process, we can connect you with recommended lawyers who are well-versed in offshore transactions. If required, we can also recommend accountants who understand international taxation to ensure compliance and optimise your financial position.
05. Legal and Tax Support
Once we have been approved and AML has been completed, you can confidently find your home in New Zealand, knowing that the approval and potential pitfalls have been effectively managed.
06. Finding Your Home
-
We coordinate closely with your lawyers and the bank to ensure a smooth and headache-free settlement process. Our team works diligently to manage all aspects, allowing you to focus on your new home. In most cases, this entire process can be accomplished while you are still offshore.